PILOT
BANK ↔ STABLECOIN ↔ ACCOUNTING
The stablecoin treasury for business.
Receives, holds, pays and accounts stablecoins.
One controlled environment for payments, corporate treasury, approvals, matching, audit and local accounting.
Receives, holds, pays and accounts stablecoins.
One controlled environment for payments, corporate treasury, approvals, matching, audit and local accounting.
Centralised overview of balances, received payments and outgoing transactions. Everything in one controlled environment.
Every outgoing payment requires consent. Role-based access, multi-step approvals and limits prevent unauthorised movements.
Automatic matching of payments to invoices and counterparties. Export to ABRA Flexi for Czech accounting records.
Immutable record of every transaction, approval and change. Ready for internal audit and regulatory review.
Integrations are at various stages of pilot verification. The reference implementation serves as a technical proof-of-concept and does not represent a commercial partnership.
A company needs to know who proposed and approved a payment, which invoice it belongs to, how it was valued, how fees were handled, whether a duplicate exists and how everything reaches the accounting system.
Every movement of funds goes through approval, matching and accounting. A corporate treasury tool — not a crypto wallet.
| Entity | Asset | USDC | CZK equiv. | % |
|---|---|---|---|---|
| XIXOBOX s.r.o. | USDC | 156,420 | 3,807,327 | 100% |
| XIXOBOX s.r.o. | Reserve CZK | — | 500,000 | — |
| Time | Type | Party | Amount | Status |
|---|---|---|---|---|
| 09:14 | Incoming payment | Acme s.r.o. | +5,000 USDC | OK |
| 09:06 | Accounted | Invoice #2024-0447 | 10,000 USDC | Accounted |
| 08:47 | Approved 2/2 | J. Novák (CFO) | 10,000 USDC | OK |
| 08:30 | Awaiting approval | Beta Corp GmbH | 3,200 USDC | Pending |
| Yest. 17:02 | Rejected | Gamma Ltd. | 500 USDC | Rejected |
Safe 2/3 as reference — no single person should approve a significant payment alone.
Separate proposal, review, approval and signing. Each role sees only what belongs to it.
Address book and allowlist. New or changed addresses are subject to additional review.
Before signing, display network, token, address, amount, fee and risk warnings.
Retain actor, time, decision, reason, TX hash and supporting documents.
Test recovery before go-live. Regularly verify that ledger, treasury and accounting agree.
In the pilot, USDC is a payment method, not automatically the accounting currency. Valuation and posting follow the company's approved accounting policy.
Open Standard announced Open USD in June 2026 with more than 140 participating companies across payments, banking, technology and capital markets. It is a signal that stablecoins are moving from the edge of crypto markets toward payment and settlement infrastructure.
Companies named are not XIXOBOX partners. They are cited as editorial market context.
Accept payment from a customer by bank transfer or supported stablecoin and match it to an invoice.
Prepare, approve and document a cross-border payment to a verified counterparty with a full audit trail.
Hold funds in a multi-signature controlled environment with visibility over roles, limits and obligations.
Build a trustworthy cash-leg layer for future settlement of tokenised assets and agent-driven operations.
One company, one country, one approved stablecoin, one tested network, one Safe 2/3 — humans approve everything.
Payment page, broader matching and an AI agent preparing proposals for human approval.
Dashboard, audit, BlockID roles and limits, managed business workflow for multiple entities.
Multiple countries, legal entities, accounting connectors and approved stablecoins.
Education, articles, analysis and initial orientation. Understanding why and how before a company deploys anything.
A private 18-step readiness process covering rules, data, accounting, security and approvals.
Payments, treasury, workflow, matching, accounting connectors, audit and managed agents in day-to-day business.
Start with a controlled pilot: one entity, one approved stablecoin, one tested network, defined approvals and an accounting policy.